Baron & Cabot — Website Terms of Use

Last updated: 7 October 2025

1. Who we are & how to contact us

Baron & Cabot Ltd and Baron & Cabot DMCC (together, “B&C“, “we“, “us“, “our“) provide property investment marketing, lead‑generation, and buyer‑introduction services through our websites, mobile sites, newsletters, webinars, and social media pages (collectively, the “Sites“). When these Terms refer to B&C, that means Baron & Cabot Ltd and/or Baron & Cabot DMCC, as applicable to your interaction, location, or the specific service you use.

Legal entities & addresses

• Baron & Cabot Ltd — Registered office: Commercial Unit 1, 52 Trinity Way, Manchester, England, M3 7FX.

• Baron & Cabot DMCC — Swiss Tower, Cluster Y, Jumeirah Lakes Towers, Dubai, United Arab Emirates.

Contact: milanesi.bascuguin@baroncabot.com.

If you access our Sites from outside the UK, you are responsible for compliance with local laws. Some services may not be available in certain jurisdictions.

2. Acceptance of these Terms

By accessing or using the Sites, you agree to be bound by these Terms and all policies referenced here (together, the “Agreement“). If you do not agree, do not use the Sites. We may update these Terms periodically; continued use means you accept the updated Terms.

3. Eligibility & users

You must be at least the age of majority in your country and have legal capacity to enter contracts. You confirm you are acting for yourself or on behalf of a business with authority.

4. Nature of information — No financial, legal, tax or investment advice

Information on the Sites is for general information and marketing only. It does not constitute investment advice, legal advice, tax advice, recommendation, offer, solicitation, or invitation to buy or sell any property, security, or financial product, nor to engage in any strategy. Past performance is not a reliable indicator of future results. You should take independent advice from suitably regulated advisers in your jurisdiction.

Forecasts, illustrations & scenarios. From time to time we may present cash‑flow models, rent projections, mortgage‑rate assumptions, price trajectories, yield illustrations, sensitivity analyses, or similar forward‑looking statements (together, “Projections“). Projections are compiled in good faith from market sources we consider credible at the time (e.g., developer price lists, published rent indices, lender rate sheets, public statistics) and are based on stated assumptions. They are unaudited, may be incomplete, cannot be independently verified by us in full, and are subject to change without notice. Projections are illustrative only, do not account for all fees/taxes/voids/maintenance/FX costs, and are not guarantees of outcome. Your actual results may differ materially.

We are not authorised by the UK Financial Conduct Authority (FCA) to provide regulated investment advice or arrange regulated mortgage contracts. Where we introduce you to third parties (developers, agents, brokers, lawyers, tax advisers, mortgage providers), you contract with them directly. We do not control, endorse, or assume responsibility for their advice or services.

5. International offering restrictions

Content on the Sites is not directed at or intended for distribution to any person in any jurisdiction where such distribution or use would be contrary to law or regulation, or where we would be required to be licensed. You are responsible for determining and complying with applicable laws, including foreign exchange rules and marketing restrictions.

Without limitation, nothing on the Sites constitutes an offer of securities in the United States, Canada, or any other jurisdiction where registration or licensing would be required. We do not accept clients from sanctioned countries or persons on sanctions lists.

6. Property listings and developer information

Property descriptions (including images, plans, dimensions, timelines, amenities, yields, projections, availability, and prices) are provided for guidance only and may change without notice. All measurements are approximate.

• Due diligence: You are responsible for verifying title, planning permissions, licences, developer reputation, construction status, financing availability, tax implications, ground rents/service charges, and all other matters before proceeding.

• Independent verification: Obtain a RICS (or equivalent) valuation, instruct your own solicitor/conveyancer, and commission surveys where appropriate.

• Availability & pricing: Availability and pricing are subject to contract and change. We are not liable for properties sold or withdrawn prior to viewing.

6A. Projections, cash flows & assumptions; no guarantee of returns

• Source & methodology: Unless stated otherwise, projections use inputs sourced at the time of preparation from third‑party materials we reasonably believe to be accurate, but we do not warrant their accuracy or completeness.

• Key dependencies: Outcomes depend on market rents, interest/mortgage rates, occupancy/void periods, taxation, service charges/ground rent, management costs, exchange rates, and your individual financing and tax position.

• Verification: You should independently verify all inputs material to your decision (e.g., current achievable rent, likely mortgage terms, tax bands, service charges) with qualified third parties and by reviewing the final legal pack.

• No guarantee/warranty: We make no promise, assurance, or guarantee that any investment, return, yield, rent, cash flow, financing availability, capital growth, completion date, or exit price will be achieved.

• Sensitivity: We encourage you to stress‑test adverse scenarios (e.g., higher rates, lower rents, construction delay, currency moves) and consider your ability to withstand downside cases.

7. Introductions, reservations, and fees

Where we facilitate an introduction or reservation:

• Reservation documentation: Binding terms (including price, payment schedules, incentives, refunds, cooling‑off, and dispute resolution) will be contained in the developer’s or vendor’s reservation agreement/contract. No contract is concluded via email or through the Sites unless expressly stated in signed documents.

• Our fees: We may receive commissions from developers/vendors/third parties; these are not charged to you unless clearly disclosed in writing.

• Administration fees (choose ONE of the following options — delete the other before publishing):

  1. No admin fee charged to buyers: We do not charge buyers any administration fee.

  2. Admin fee payable: An administration fee for contract handling may be charged where disclosed pre‑reservation; by signing the reservation agreement you agree to pay the fee. Administration fees are non‑refundable unless otherwise stated in the reservation agreement.

8. Accuracy, no warranties

We use reasonable efforts to ensure information is accurate at the time of publication; however, content is provided “as is” and “as available” without warranties (express or implied) including accuracy, completeness, merchantability, fitness for a particular purpose, or non‑infringement. Content may be updated, corrected, or removed without notice.

9. Third‑party sites and services

The Sites may contain links to third‑party websites, content, or services. We do not endorse or control them and are not responsible for their content, accuracy, or practices. Your dealings with third parties are solely between you and them.

10. Acceptable use

You agree not to: (a) breach any law; (b) use the Sites for unlawful, misleading, or fraudulent purposes; (c) scrape, harvest, or reverse engineer the Sites; (d) introduce malware or attempt to gain unauthorised access; (e) infringe intellectual property or privacy rights; or (f) impersonate another person or misrepresent affiliation.

11. Intellectual property

All content on the Sites (text, graphics, logos, photos, videos, downloads, software, and code) is owned by or licensed to B&C and protected by intellectual property laws. You may view, print, and download content for personal, non‑commercial use only. You may not reproduce, distribute, or create derivative works without our prior written consent.

12. Submissions & testimonials

If you submit content (reviews, testimonials, comments, images), you grant us a worldwide, royalty‑free licence to use, reproduce, and display such content on the Sites and in marketing, subject to our Privacy Policy. You warrant you own or have rights to such content and that it does not infringe third‑party rights or applicable law. We may moderate or remove content at our discretion.

13. Electronic communications & email security

Emails and attachments from B&C are confidential to intended recipients and may be privileged. If you receive an email in error, delete it and notify the sender. We do not accept responsibility for loss caused by viruses or by email transmission. Contracts are only formed through executed reservation or sale documents, not by email exchanges, unless expressly agreed.

14. Data protection & marketing

Our processing of personal data is governed by our Privacy Policy and Cookie Policy, which form part of this Agreement. See: https://baroncabot.com/privacy-statement.

Data protection contact: Milanese, reachable at milanesi.bascuguin@baroncabot.com.

Marketing communications: We send email/SMS marketing based on your consent; where permitted by law (e.g., UK PECR “soft opt‑in” for existing customers), we may send marketing about similar products or services. You can withdraw consent or opt out at any time via unsubscribe links or by contacting us.

Data location & transfers: We use third‑party platforms (including CRM systems such as HubSpot). Your data may be processed in the UK, EEA, and other countries. Where data is transferred outside the UK/EEA, we rely on appropriate safeguards (such as the UK IDTA and/or EU Standard Contractual Clauses) and additional measures as needed.

15. Anti‑money laundering, sanctions & KYC Anti‑money laundering, sanctions & KYC

We may conduct identity, source‑of‑funds, and sanctions checks on clients and counterparties and may decline to act or cease acting where information is insufficient or concerns arise. We may be required to withhold services, freeze transactions, or report suspicious activity to competent authorities without notice.

16. Limitation of liability

To the fullest extent permitted by law, we exclude liability for: (a) indirect, special, incidental, punitive or consequential loss; (b) loss of profits, revenue, business, goodwill, or data; (c) third‑party acts or omissions (including developers, agents, lenders, lawyers, or governmental authorities); and (d) your reliance on information on the Sites. Nothing in these Terms excludes liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or any liability that cannot legally be excluded.

17. Indemnity

You agree to indemnify and hold B&C harmless from claims, liabilities, damages, losses, and costs (including legal fees) arising from your breach of this Agreement, your misuse of the Sites, or your violation of law or third‑party rights.

18. Suspension and termination

We may suspend or terminate your access to the Sites at any time, with or without notice, if we reasonably believe you have breached this Agreement or applicable law, or for maintenance or security reasons. Sections intended to survive termination will continue to apply.

19. Governing law and jurisdiction

These Terms and any non‑contractual obligations are governed by the laws of England and Wales. The courts of England and Wales will have exclusive jurisdiction, except that consumers resident in the EEA, Switzerland, or the UAE may also benefit from mandatory local consumer protections that cannot be waived by contract.

20. Jurisdiction‑Specific Notices (marketing & data protection)

This section clarifies marketing status and regulatory posture in jurisdictions where we commonly operate or receive enquiries. These notices are in addition to the Terms above and your mandatory local rights.

20.1 United Kingdom & EEA

• We do not provide FCA‑regulated investment advice or arrange regulated mortgage contracts. We market UK properties and developer projects; introductions to third parties are on a non‑advised basis.

• Data protection: UK GDPR/PECR (UK) and EU GDPR/ePrivacy (EEA) apply as relevant. You have rights of access, rectification, erasure, restriction, objection, and data portability. Complaints may be lodged with the ICO (UK) or your local Data Protection Authority.

20.2 United Arab Emirates (including Dubai)

• Marketing of off‑plan or secondary properties may be subject to RERA and other Emirate‑level rules. We act as a marketing and introductions business; where local brokerage licensing is required, activities are undertaken by or through licensed partners.

• Cross‑border marketing of non‑UAE properties is informational and not a local offer of securities. UAE consumer protection and advertising standards may apply.

20.3 Nigeria

• We operate as a marketing and introductions business. NDPR may apply to personal data of Nigeria‑resident users. For data requests or complaints, contact milanesi.bascuguin@baroncabot.com.

20.4 South Africa

• Personal data of South Africa‑resident users is processed in line with POPIA. You may contact us to exercise information and privacy rights or to lodge complaints with the Information Regulator.

20.5 Singapore

• Personal data of Singapore‑resident users is processed under the PDPA. Consent withdrawal and access/correction requests may be made via milanesi.bascuguin@baroncabot.com.

20.6 Hong Kong

• Personal data of Hong Kong‑resident users is processed under the PDPO. Direct marketing rules apply; we will only send marketing with your consent.

20.7 United States & Canada

• Content is not an offer of securities and is not directed to residents where registration or licensing would be required. We do not solicit US or Canadian persons for securities transactions. Data submitted may be processed outside your country.

Note: If you require additional notices for other jurisdictions (e.g., Saudi Arabia, Qatar, Kenya), we can add them.

21. Cookies

We use cookies and similar technologies as described in our Cookie Policy. You can control cookies through your browser settings and our consent tools (where available). Some features may not function without certain cookies.

22. Changes to the Sites and Terms

We may modify or discontinue any part of the Sites at any time. We may update these Terms by posting a new version with a new “Last updated” date. Material changes will be highlighted for a reasonable period.

23. Contact & complaints

Questions or complaints about these Terms or our Sites can be sent to milanesi.bascuguin@baroncabot.com. We will try to resolve issues promptly. Without prejudice to your right to court proceedings, we may propose voluntary mediation in England.

Annex A — Summary of key risks (non‑exhaustive)

• Market risk: property prices and rents can fall; yields can be lower than expected.

• Liquidity risk: property is illiquid; you may not be able to sell quickly or at expected prices.

• Construction & completion risk: off‑plan projects may be delayed or not completed. Deposits can be at risk depending on contract terms and developer solvency.

• Financing & interest‑rate risk: mortgage availability and rates can change; FX risk may apply to overseas buyers.

• Legal & tax risk: tax rules and visa/ownership rules change; independent advice is essential.

Annex B — Notice about forward‑looking statements

Statements about expected rents, yields, capital growth, completion dates, or incentives are forward‑looking and involve risks and uncertainties. Actual results may differ materially. We undertake no obligation to update forward‑looking statements except as required by law.